Private financial coaching, online
You’re not bad with money. You’re busy, and nobody has sat down with your numbers. Get Clear does, one on one, over 90 days: every account in one place, what your money is really doing, valued in dollars, and a plan you can run, dollar by dollar.
$897 for 90 days, in full or in installments. You pick your first session right after checkout.
Not ready? Ask us anything first. No sales call.
Every finding comes with what it’s worth to you a year, so you know which change matters most.
Each paycheck is split before it’s spent: bills on their dates, savings, then everything else.
You don’t need to get organized before you start. That’s our job.
If you’ve said one of these lately, you’re who we work with.
You earn enough and still guess. Your plan shows, dollar by dollar, what is safe to spend.
Every dollar of the next paycheck gets a job before it’s spent.
You both see the same plan and work through it together. Partners join at no extra cost.
A house, a car, a baby, a new job. We show what it does to your month before you commit.
Debt can be part of it, but it doesn’t have to be.
Three stages and one destination: the point where your assets cover your spending. Every stage starts from what your own data shows, valued in dollars, so each decision is understood, not just followed.
Stage 1
Where do you really stand, and why? Your whole picture, household and business: ten insights from your own money, each valued in dollars, a scorecard and the root causes.
You keepYour Financial Report
Stage 2
What do you need to know, and what’s the best way forward? The ideas behind every decision, shown in your numbers. Options weighed, one strategy chosen.
You keepOne strategy, in writing
Stage 3
Who does what, by when, and is it working? Stabilize first. Then a dollar-by-dollar plan, a bill calendar, a 13-week cash flow and tripwires for when a number moves.
You keepClient Pages and your Plan Workbook
Destination
When will your assets cover your spending? We show the number, and how every $100 a month you don’t spend brings it closer.
You keepMilestones from stable to independent
Apps are good at tracking. The hard part is deciding, and sticking to it.
Everything we agree on is written down, ties back to one workbook, and is yours to keep.
Where you stand, ten insights valued in dollars, the scorecard and the root causes, walked through with you page by page.
Printable pages for everyday use: Dollar by Dollar, your Bill Calendar, your Debt Schedule and a dated checklist.
One model behind every figure, with your 13-week cash flow and the tripwires that set the next step if a number moves.
Six actions or fewer for you and three for us, each with a date, and nothing on it we didn’t agree on.
Two paychecks, $4,200 a month. Invented figures.
| Rent | 1st | $1,450 |
| Car payment and insurance | 5th | $520 |
| Phone and internet | 12th | $140 |
| Card minimums, on autopay | 15th | $250 |
| Extra to the target card | 15th | $200 |
| Savings, automatic | 16th | $250 |
| Weekly card, $300 a week | Mondays | $1,300 |
| Buffer for price changes | $90 | |
| Each month | $4,200 |
Augustin Insights|Private Financial Coaching
Debt is only one part of the plan. If you carry balances, move the sliders to see roughly when they could be gone, and what a little extra each month changes. At 22%, a $12,000 balance costs about $220 a month in interest alone.
90 days, one on one, by video or phone, from wherever you are. You leave with every page in hand and a plan you can run on your own.
1Today, two minutes
Pay in full or in installments. As soon as payment goes through, the calendar opens so you can pick your first session from the open times.
2Before your first session
Link checking, savings, cards and loans in Monarch, read-only. It costs about $100 a year, billed directly.
3Through the 90 days
Your Financial Report, Client Pages and Plan Workbook, built from your own numbers, with a dated checklist after every session.
4Day 90
Everything is yours to keep. Stay on Track keeps it current for $150 a month, if you choose.
A session every two weeks by video or phone, with your pages updated as you go.
Start with Get Clear. Keep going only if it’s working for you. Every fee and term is written out below.
Step one
One on one, by video or phone. Pay in full or in installments.
Secure checkout by Stripe, then straight to the calendar to pick your first session. Get Clear is not refundable once you enroll.
Step two, if you choose
Month to month, after Get Clear. It keeps the system running.
Offered at the end of Get Clear. No minimum term. Cancel before any payment and nothing more is drawn.
For business owners
Plus a Performance Fee on revenue you collect, 30% falling to 15%. No revenue, no fee.
Apply with a short email. A person replies within one business day, and you see the agreement before anything is due.
Fees. Get Clear is $897 for 90 days, paid up front, in full or in installments through the checkout provider. Stay on Track is $150 a month, month to month, after Get Clear. Build & Grow runs under a signed Growth Advisory Agreement: a Foundation & Build fee of $150 a month for the first 12 months ($70 every two weeks or $35 a week also available), which includes the 90-day Foundation Course and then ends; a monthly Performance Fee on Net Revenue (money collected, less refunds, chargebacks and sales tax) of 30%, falling by level to 15% at $60,000 a month; and a one-time bonus of $1,500 to $5,000 at each level, paid over three months. No revenue, no fee.
Billing. Stay on Track is charged automatically by card or bank debit through Stripe each month until you cancel. Build & Grow statements and invoices go out by the 10th and are due by the 20th.
Refunds. Get Clear is not refundable once you enroll. Stay on Track and Build & Grow payments are not refundable once a billing period has begun; cancellation stops future charges. If Augustin Insights ends an engagement, any unused prepaid period is refunded.
Cancellation. Cancel Stay on Track at any time before your next payment, online through Manage or Cancel My Plan or with the pre-written cancel email to support@augustininsights.net. Build & Grow has a 12-month first term with no early exit, then renews yearly unless either side gives 60 days’ notice; a six-month tail can apply, as the agreement sets out. Augustin Insights may end an engagement with 14 days’ notice.
Your part. Work is prepared from the accounts you connect in Monarch (a subscription you pay to Monarch) and the documents you provide. Monarch is an independent product; Augustin Insights is not affiliated with it and receives no compensation from it.
Scope. Financial coaching, budgeting and organizational support. We are not a registered investment adviser, broker-dealer, tax preparer, attorney or credit repair organization, and we do not guarantee any financial outcome or debt-free date. Full terms: Terms of Service.
Augustin Insights was founded by a banking and risk professional. Every number in your plan ties back to one of your own accounts, and every review is written down.
Our clients trust us with their paychecks, their debts and their plans, and they’d rather keep that private. We think they’re right. So instead of quotes, we show you what you get: the sample plan, the calculator and every fee in writing. And you can ask us anything before you pay.
What you share is used only to do the work.
You connect accounts in your own Monarch account. We see balances and transactions, and you can remove us at any time.
We never hold a bank login and have no ability to move a dollar.
Your information is never sold, rented or traded.
Checkout runs through Stripe. Your card details never reach us.
Monarch is an independent product. Augustin Insights is not affiliated with it and receives no compensation from it.
For owners whose business pays the household. A diagnostic by day 30, a systems build by day 90, then monthly advisory. $150 a month in year one plus a Performance Fee on the revenue you collect; no revenue, no fee.
See Build & GrowIncludes the 90-day Foundation Course.
Cash, receivables, payables, margin and owner draw in one view, on a schedule.
Business assessment, financial baseline, customer and offer review, and a prioritized roadmap, by day 30.
Financial, offer, sales and onboarding systems, built with you.
Anything else, contact us by text or email. A person replies within one business day.
It rarely is. Many people feel that way before they start. Once your numbers are on paper, we can work on them.
No. You don’t need to clean anything up before you start. Takeout, the trip you already booked: it all goes in the plan. We don’t grade spending.
A 90-day, one-on-one program. We organize every account, household and business, in Monarch; diagnose where you stand with ten insights valued in dollars; then build your plan: Dollar by Dollar, a Bill Calendar, a Debt Schedule and a 13-week cash flow.
No. Get Clear stands on its own, and everything in it is yours to keep. Stay on Track is offered at the end. You decide, and no one follows up with a sales call.
Checkout takes you straight to the calendar, where you pick your first session from the open times. Your confirmation email has step-by-step Monarch instructions. Connect your accounts before that session, and we arrive with your numbers already read.
Yes. Choose an installment option at checkout. We receive the $897 up front, and you repay the installment provider on its schedule.
No. Get Clear is not refundable once you enroll, so please ask us anything before you do. If we end an engagement, we refund any unused prepaid period.
No. Many clients carry little or no debt. They want every account, bill and savings goal in one plan, built with someone who knows the numbers. When there are balances, paying them off becomes one part of the plan.
Yes, and you stay in control. You connect your accounts to Monarch and share your household with us. We see balances and transactions, read-only. We never hold a bank login and never move money. You can remove our access at any time.
Yes, and we encourage it. Sessions work best when everyone who spends from the household accounts is on the call. Monarch lets a partner join your household at no extra cost.
Give us 24 hours’ notice and we reschedule. A session missed without notice counts as held.
No. Augustin Insights provides financial coaching, budgeting and organizational support. We are not a registered investment adviser and do not recommend securities, manage assets, prepare taxes or give legal advice.
Nonprofit credit counseling usually helps you set up a debt management plan with your creditors. We never contact creditors or handle your money. We build a plan with you, give every dollar a job, and keep it current. Many households use both.
Yes, through Build & Grow, a 12-month growth advisory program that includes the 90-day Get Clear Foundation Course at no extra cost.
Stay on Track: at any time, before your next payment, online through Manage or Cancel My Plan or with the pre-written cancel email. Nothing more is drawn, and your pages stay yours. Build & Grow follows its agreement: a 12-month first term, then yearly renewal unless either side gives 60 days’ notice. Get Clear is paid up front.
90 days, one on one, and you leave with a plan you can run, dollar by dollar. $897, in full or in installments.
Start NowPrefer to ask first? Contact us, text (561) 918-6688, or email support@augustininsights.net.
